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How the Martinez Family Protected Their Future: A Term Life Insurance Case Study Real Stories of Financial Planning During Life’s Biggest Transitions December is often a time when families pause to reflect on the past year and plan for the next. For many, this includes reviewing financial goals, assessing household budgets, and considering how to …

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You’ve done your research and made the leap from original Medicare to Medicare Advantage. But what happens if you change your mind or decide it’s not the right plan for you? If you want to disenroll or change your Medicare Advantage plan, you have to wait for certain enrollment windows, similar to when you first …

When Can I Enroll In Medicare Advantage Plans? Read More »

While Original Medicare (Part A and Part B) covers many health-care expenses, it doesn’t cover everything. Even with covered health-cares services, beneficiaries are still responsible for a number of copayments and deductibles, which can add up over time. In addition, Medicare Part A and Part B also don’t cover specific benefits, such as routine vision …

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Medicare has five main options that offer healthcare benefits to people age 65 and older and people with disabilities and some chronic conditions:     Medicare Part A provides basic hospitalization coverage.     Medicare Part B covers outpatient care like doctor’s visits and diagnostic tests.     Medicare Part C (Medicare Advantage) is a …

What Do Medicare Plans Cover? Read More »

There are many people who along with Original Medicare have health benefits through Veterans Affairs.  Some use VA benefits as to avoid the gaps in Medicare and the costs they would incur.   On the flip side, there are also many Veterans who recognize that those gaps can be covered through Medicare insurance plans. It …

Do I Need A Medicare Plan If I Have VA Benefits? Read More »

You first become eligible to enroll in Medicare around age 65. But if you plan to keep working or you have employer health coverage through a spouse, you have some options to consider when signing up for Medicare. Here you’ll find the resources and tools you need to help learn about your Medicare enrollment choices …

Do I Need Medicare Plan If I Am Working At 65? Read More »